Prize coverage for golf tournaments
Hole in One Insurance
Hole in one insurance is prize indemnity for a golf contest. The tournament organizer pays a premium, and if a player makes a hole in one on the insured hole, the policy pays the prize. You get the promotion and the headline; the carrier pays the winner directly. Coverage starts at $499.
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Need help with a contest promotion? Call David at (833) 315-4791
- Premium starts
- $499+Premium starts
- The prize if a contestant wins
- We payThe prize if a contestant wins
- AM Best-rated insurance carriers
- AAM Best-rated insurance carriers
- Cars, cash, vacations, trips
- Any prizeCars, cash, vacations, trips
What it covers
We pay the prize if a contestant wins
If a contestant wins the insured prize under the contest rules, the carrier pays the prize directly. The same prize indemnity structure is used for half-court shots, putting contests, and sweepstakes. Coverage starts at $499; the actual premium varies by prize value, the odds of someone winning, the contest structure, any promotional requirements, and underwriting review.
- Hole-in-one prizes on a designated contest hole (cars, cash, vacations, trips)
- Half-court and full-court basketball shots at halftime or fan promotions
- Putting contests and million-dollar putt promotions
- Sweepstakes grand prizes when underwritten in advance
- Field-goal kicks, baseball pitches, and other on-field fan contests
- Trade-show and brand-activation prize promotions
What we need to quote
Typical underwriting inputs
These are the inputs we typically review to model the odds and set the premium. They are typical inputs, not a guarantee that we bind; every contest is subject to underwriting review.
Number of players
How many golfers are competing in the tournament.
Contest hole yardage
The distance of the hole where the prize is offered; shorter holes carry different odds than longer ones.
Prize value
The dollar value of the car, cash, or trip being offered.
Event date
The tournament date so coverage can be bound for the right period.
Contest rules
How many attempts, which tee, and any qualifying conditions.
Promotional requirements
Whether signage, witnesses, or video verification are part of the promotion.
How it relates to prize indemnity
Hole in one insurance is prize indemnity
Hole in one insurance is one form of prize indemnity insurance, the coverage that backs a high-value promotional prize for a small premium. The same structure funds half-court basketball shots, million-dollar putts, field-goal kicks, and sweepstakes grand prizes. If you are running more than one contest, or a prize that is not a golf hole in one, our Prize Indemnity page walks through every contest type we back and how the premium is set.
Hole in one insurance FAQ
Keep exploring
Related coverage and event types for golf tournaments and prize promotions.
Prize Indemnity Insurance
The broader coverage hole in one insurance is built on, including half-court shots, putting contests, and sweepstakes.
Sports & Tournament Insurance
Liability, participant accident, and prize coverage for golf tournaments, 5Ks, and leagues.
All event coverages
Compare Special Event Liability, Event Cancellation, Weather, and Prize Indemnity.
Ready to back your hole in one prize?
Start an application in minutes. Tell us the prize, the hole, and the rules, and we will quote the premium.
Need help? Call David at (833) 315-4791