Parametric event protection
Weather Insurance for Outdoor Event Risk
Set a measurable trigger, rainfall, temperature, wind, or named storm, at a specific location and time window. If the trigger is hit, you're paid automatically. No adjustment required.
Quote in minutes. Your application is automatically saved as you go, and coverage dates include setup and teardown automatically.
Coverage starting at $300
Actual premium may vary based on underwriting review and event-specific factors.
- On Trigger
- Auto-payOn Trigger
- Deductible varies by trigger
- AppliesDeductible varies by trigger
- Premium
- $300+Premium
- Trigger Windows
- 1 hr to 7 dayTrigger Windows
- Verified Data
- NOAAVerified Data
What it covers
- Rainfall above a defined threshold during the event window
- Temperature above or below a defined threshold (heat, cold, extreme temperatures)
- Sustained or gust wind speed above a threshold
- Snowfall accumulation above a threshold
- Thunderstorm activity tied to lightning strikes within a defined radius
- Named tropical storms or hurricanes within a defined radius (subject to strict binding deadlines)
- Tornado activity within a defined radius of the venue, where data sources allow (subject to underwriting review)
- Fog and low-visibility triggers tied to a named airport or weather station, where data sources allow
- Customizable payout amounts up to selected limit
What it doesn't cover
- Weather just below the trigger threshold (parametric is binary)
- Subjective 'bad weather' that doesn't hit the measured threshold
- Triggers measured at a different station than the contracted one
- Cancellation costs beyond the agreed parametric payout
- Indoor-event weather impacts when no trigger is defined
Pricing examples
Actual premium may vary based on underwriting review and event-specific factors.
- Outdoor wedding, 0.10" rain trigger, $10k payout$375 to $695
- Festival day, 0.25" rain trigger, $50k payout$1,895 to $3,500
- Concert, sustained wind 35mph, $25k payout$1,250 to $2,250
- Marathon, heat index >95°F, $25k payout$1,500 to $2,800
- Golf tournament, named storm within 100mi, $100k$4,500+
How it works
- 1
Define the trigger
Pick a measurable threshold, location, and time window.
- 2
Submit Application
Lock in premium and payout pricing. Coverage attaches after underwriting review and binding.
- 3
Get paid automatically
If the trigger is hit, payment issues without a claim.
For organizers
One link. Every vendor covered. Stop chasing certificates.
Built for trade show, expo, and convention organizers. Each vendor enrolls in their own AM Best-rated general liability policy ($1M per occurrence / $2M shared group aggregate), as low as $100 per vendor depending on the number of vendors, event location, and event type, paid by the vendor. Designed for low-risk vendor categories.
From David
Weather is the one thing nobody can negotiate with. Parametric coverage skips the claim form: pick a measurable trigger, and if it hits at the official station, the money lands. We help you set the trigger where the rain actually ruins the day, not at the worst case nobody insures.
Weather Insurance for Events FAQ
Related coverages
Built for these events
By the numbers
- Years protecting events
- 15+
- States served
- 50
Founded in 2011
Licensed in every state
Ready for weather insurance for events?
Start online in minutes. Save and resume anytime, you'll receive a copy by email.
Need help? Call David at (833) 315-4791