Venue requirements library
What does your venue actually require? Find it in seconds.
Typical insurance requirements for 27+ venue types across the US, limits, additional insured wording, host liquor, vendor coverage, and more. Direct Event Insurance meets these requirements at 99.5% of US event venues. If your venue rejects the Certificate of Insurance (COI), we refund you in full.
27 of 27 venue types
- DEI meets this
Hotel · 100 to 500
Marriott Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + Marriott International, Inc.
Property-specific legal entity must be named. Primary and non-contributory wording typically required for ballroom and conference space.
Get a venue-ready quote - DEI meets this
Hotel · 100 to 500
Hilton Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + Hilton Worldwide Holdings
COI typically required 14 days before the event. Catering and AV vendors usually need their own COI or coverage under organizer's Vendor Liability Program.
Get a venue-ready quote - DEI meets this
Hotel · 100 to 500
Hyatt Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + Hyatt Corporation
Waiver of subrogation in favor of the property is standard. Larger Hyatt Regency and Grand Hyatt properties may require $2M/$5M.
Get a venue-ready quote - DEI meets this
Hotel · 100 to 500
IHG-branded Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + IHG Hotels & Resorts (specific brand entity)
IHG umbrella covers Crowne Plaza, InterContinental, Holiday Inn, each has slightly different additional insured language.
Get a venue-ready quote - DEI meets this
Wedding Venue · 100 to 500
Wedding Venue Chains (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Venue LLC named as additional insured
Most chain wedding venues require host liquor and the LLC named. Outdoor ceremony spaces benefit from weather/cancellation coverage.
Get a venue-ready quote - DEI meets this
Wedding Venue · Under 100
Independent / Boutique Wedding Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Not typically required
- Additional insured
- Venue owner named as additional insured
Smaller venues may not enforce vendor COIs but Vendor Liability Program protects you against vendor incidents either way.
Get a venue-ready quote - DEI meets this
Convention Center · 2,000+
Major Convention Centers
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Venue + city/county facility authority + show management
Primary and non-contributory plus waiver of subrogation are standard. Service vendors (AV, decor, catering) often need their own COI or organizer's Vendor Liability Program.
Get a venue-ready quote - DEI meets this
Convention Center · 500 to 2,000
Regional Convention Centers
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Venue + facility authority
Many regional centers accept $1M/$2M for shows under 2,000 attendees. Larger shows or those with alcohol typically require $2M/$5M.
Get a venue-ready quote - DEI meets this
Country Club · 100 to 500
Private Country Clubs
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Club + club's management company if applicable
Outdoor ceremony or tournament space increases the value of weather/parametric coverage. Tournament prize indemnity is a common add.
Get a venue-ready quote - DEI meets this
Country Club · 100 to 500
Public/Semi-Private Country Clubs
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Club LLC + management company
If owned by a municipality, the city must also be named as additional insured.
Get a venue-ready quote - DEI meets this
Park / Municipality · 100 to 500
City Park Rentals
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- City of [Municipality], its officers, agents, and employees
Submit COI to parks/special events office 14 to 30 days before event. Waiver of subrogation in favor of the city is standard.
Get a venue-ready quote - DEI meets this
Park / Municipality · 100 to 500
County / Regional Park Districts
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- County + park district + state, if applicable
Larger county facilities (amphitheaters, lakefront pavilions) often require $2M/$5M and primary and non-contributory wording.
Get a venue-ready quote - DEI meets this
Winery · 100 to 500
Wineries & Vineyards
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Winery LLC + property owner if separate entity
Outdoor ceremony and reception spaces make weather coverage especially valuable. Many wineries also require liquor liability if you sell wine, not just serve it.
Get a venue-ready quote - DEI meets this
Barn / Farm · 100 to 500
Barn & Farm Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + farm LLC
Wood structures and open-flame restrictions are common. Some carriers require a fire safety endorsement; we handle this at quote.
Get a venue-ready quote - DEI meets this
Beach / Outdoor · Under 100
Beach & Outdoor Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Not typically required
- Additional insured
- Property owner / municipality / HOA as applicable
Coastal beach weddings on named-storm coast benefit from parametric weather AND cancellation. Bind 60+ days out.
Get a venue-ready quote - DEI meets this
Religious · 100 to 500
Religious Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Religious organization (specific legal name)
Churches, synagogues, mosques, and temples usually require an additional insured endorsement and host liquor if alcohol is served at reception.
Get a venue-ready quote - DEI meets this
School / University · 100 to 500
School & University Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Board of Regents / Board of Trustees / school district
Public universities require state-specific board language. Primary and non-contributory plus waiver of subrogation are standard.
Get a venue-ready quote - DEI meets this
Museum / Gallery · 100 to 500
Museums & Galleries
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Museum + board of trustees
Higher limits common because of valuable collections. Damage to rented premises is frequently increased to $500,000 to $1,000,000.
Get a venue-ready quote - DEI meets this
Stadium / Arena · 2,000+
Stadiums & Arenas
- Per occurrence
- $5,000,000
- Aggregate
- $10,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Venue operator + team / league + municipal owner if applicable
Large attendance, athletic participants, and ticket revenue typically require layered coverage with cancellation and weather.
Get a venue-ready quote - DEI meets this
Brewery / Distillery · 100 to 500
Breweries & Distilleries
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Brewery / distillery LLC
Typically requires liquor liability rather than only host liquor since alcohol is sold by the drink.
Get a venue-ready quote - DEI meets this
Restaurant · Under 100
Restaurants / Private Dining
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Restaurant / hospitality group
Private buyouts of restaurants almost always require host liquor liability and an additional insured endorsement.
Get a venue-ready quote - DEI meets this
Expo Hall · 2,000+
Expo Halls
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Venue + facility owner + show producer
Vendor Liability Program is highly recommended, exhibitor liability flow-down is standard and difficult to manage with individual COIs.
Get a venue-ready quote - DEI meets this
Community Center · Under 100
Community Centers
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Operating organization (city, HOA, or nonprofit)
Often the lowest-cost venue type to insure, small attendance, indoor, low alcohol exposure.
Get a venue-ready quote - DEI meets this
Private Estate · 100 to 500
Private Estates
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner (individual or family trust)
Most homeowner policies exclude commercial event activity, your event policy is the only liability protection on site.
Get a venue-ready quote - DEI meets this
Resort · 500 to 2,000
Resorts
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Resort operator + property owner + HOA
Destination resorts typically require higher limits, sometimes $5M/$10M for sponsor-driven events.
Get a venue-ready quote - DEI meets this
Theater · 500 to 2,000
Theaters / Performing Arts Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Theater operator + nonprofit board if 501(c)(3)
Non-appearance and cancellation are common adds for performance-based events with advance ticket revenue.
Get a venue-ready quote - DEI meets this
Fairground · 2,000+
Fairgrounds
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Fairground authority + state agriculture department
Large attendance and outdoor exposure mean Vendor Liability Program + parametric weather is the standard combination.
Get a venue-ready quote
Coverage that satisfies common venue clauses
Special Event Liability
$1M/$2M GL with the common additional-insured language venues require.
Liquor Liability
Required when alcohol is sold or served by a vendor.
Vendor Liability Program
One enrollment link for every vendor on the COI.
Glossary
Additional Insured, Waiver of Subrogation, COI, and more.
Get a Quote
Certificates emailed automatically to you and the venue.
Need a venue-ready certificate today?
Quote and bind in minutes. Your certificate is emailed to you and the venue automatically. Save and resume anytime.
Need help? Talk With Our Team