Venue requirements library
What does your venue actually require? Find it in seconds.
Typical insurance requirements for 27+ venue types across the US, limits, additional insured wording, host liquor, vendor coverage, and more. Direct Event Insurance meets these requirements at 99.5% of US event venues. If your venue rejects the Certificate of Insurance (COI), we refund you in full.
27 of 27 venue types
- DEI meets this
Hotel · 100 to 500
Marriott Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + Marriott International, Inc.
Property-specific legal entity must be named. Primary and non-contributory wording typically required for ballroom and conference space.
Get a venue-ready quote - DEI meets this
Hotel · 100 to 500
Hilton Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + Hilton Worldwide Holdings
COI typically required 14 days before the event. Catering and AV vendors usually need their own COI or coverage under organizer's Vendor Liability Program.
Get a venue-ready quote - DEI meets this
Hotel · 100 to 500
Hyatt Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + Hyatt Corporation
Waiver of subrogation in favor of the property is standard. Larger Hyatt Regency and Grand Hyatt properties may require $2M/$5M.
Get a venue-ready quote - DEI meets this
Hotel · 100 to 500
IHG-branded Hotels (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + IHG Hotels & Resorts (specific brand entity)
IHG umbrella covers Crowne Plaza, InterContinental, Holiday Inn, each has slightly different additional insured language.
Get a venue-ready quote - DEI meets this
Wedding Venue · 100 to 500
Wedding Venue Chains (typical)
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Venue LLC named as additional insured
Most chain wedding venues require host liquor and the LLC named. Outdoor ceremony spaces benefit from weather/cancellation coverage.
Get a venue-ready quote - DEI meets this
Wedding Venue · Under 100
Independent / Boutique Wedding Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Not typically required
- Additional insured
- Venue owner named as additional insured
Smaller venues may not enforce vendor COIs but Vendor Liability Program protects you against vendor incidents either way.
Get a venue-ready quote - DEI meets this
Convention Center · 2,000+
Major Convention Centers
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Venue + city/county facility authority + show management
Primary and non-contributory plus waiver of subrogation are standard. Service vendors (AV, decor, catering) often need their own COI or organizer's Vendor Liability Program.
Get a venue-ready quote - DEI meets this
Convention Center · 500 to 2,000
Regional Convention Centers
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Venue + facility authority
Many regional centers accept $1M/$2M for shows under 2,000 attendees. Larger shows or those with alcohol typically require $2M/$5M.
Get a venue-ready quote - DEI meets this
Country Club · 100 to 500
Private Country Clubs
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Club + club's management company if applicable
Outdoor ceremony or tournament space increases the value of weather/parametric coverage. Tournament prize indemnity is a common add.
Get a venue-ready quote - DEI meets this
Country Club · 100 to 500
Public/Semi-Private Country Clubs
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Club LLC + management company
If owned by a municipality, the city must also be named as additional insured.
Get a venue-ready quote - DEI meets this
Park / Municipality · 100 to 500
City Park Rentals
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- City of [Municipality], its officers, agents, and employees
Submit COI to parks/special events office 14 to 30 days before event. Waiver of subrogation in favor of the city is standard.
Get a venue-ready quote - DEI meets this
Park / Municipality · 100 to 500
County / Regional Park Districts
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- County + park district + state, if applicable
Larger county facilities (amphitheaters, lakefront pavilions) often require $2M/$5M and primary and non-contributory wording.
Get a venue-ready quote - DEI meets this
Winery · 100 to 500
Wineries & Vineyards
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Winery LLC + property owner if separate entity
Outdoor ceremony and reception spaces make weather coverage especially valuable. Many wineries also require liquor liability if you sell wine, not just serve it.
Get a venue-ready quote - DEI meets this
Barn / Farm · 100 to 500
Barn & Farm Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner + farm LLC
Wood structures and open-flame restrictions are common. Some carriers require a fire safety endorsement; we handle this at quote.
Get a venue-ready quote - DEI meets this
Beach / Outdoor · Under 100
Beach & Outdoor Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Not typically required
- Additional insured
- Property owner / municipality / HOA as applicable
Coastal beach weddings on named-storm coast benefit from parametric weather AND cancellation. Bind 60+ days out.
Get a venue-ready quote - DEI meets this
Religious · 100 to 500
Religious Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Religious organization (specific legal name)
Churches, synagogues, mosques, and temples usually require an additional insured endorsement and host liquor if alcohol is served at reception.
Get a venue-ready quote - DEI meets this
School / University · 100 to 500
School & University Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Board of Regents / Board of Trustees / school district
Public universities require state-specific board language. Primary and non-contributory plus waiver of subrogation are standard.
Get a venue-ready quote - DEI meets this
Museum / Gallery · 100 to 500
Museums & Galleries
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Museum + board of trustees
Higher limits common because of valuable collections. Damage to rented premises is frequently increased to $500,000 to $1,000,000.
Get a venue-ready quote - DEI meets this
Stadium / Arena · 2,000+
Stadiums & Arenas
- Per occurrence
- $5,000,000
- Aggregate
- $10,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Venue operator + team / league + municipal owner if applicable
Large attendance, athletic participants, and ticket revenue typically require layered coverage with cancellation and weather.
Get a venue-ready quote - DEI meets this
Brewery / Distillery · 100 to 500
Breweries & Distilleries
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Brewery / distillery LLC
Typically requires liquor liability rather than only host liquor since alcohol is sold by the drink.
Get a venue-ready quote - DEI meets this
Restaurant · Under 100
Restaurants / Private Dining
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Restaurant / hospitality group
Private buyouts of restaurants almost always require host liquor liability and an additional insured endorsement.
Get a venue-ready quote - DEI meets this
Expo Hall · 2,000+
Expo Halls
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Venue + facility owner + show producer
Vendor Liability Program is highly recommended, exhibitor liability flow-down is standard and difficult to manage with individual COIs.
Get a venue-ready quote - DEI meets this
Community Center · Under 100
Community Centers
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Not typically required
- Additional insured
- Operating organization (city, HOA, or nonprofit)
Often the lowest-cost venue type to insure, small attendance, indoor, low alcohol exposure.
Get a venue-ready quote - DEI meets this
Private Estate · 100 to 500
Private Estates
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Property owner (individual or family trust)
Most homeowner policies exclude commercial event activity, your event policy is the only liability protection on site.
Get a venue-ready quote - DEI meets this
Resort · 500 to 2,000
Resorts
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Resort operator + property owner + HOA
Destination resorts typically require higher limits, sometimes $5M/$10M for sponsor-driven events.
Get a venue-ready quote - DEI meets this
Theater · 500 to 2,000
Theaters / Performing Arts Venues
- Per occurrence
- $1,000,000
- Aggregate
- $2,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Not typically required
- Vendor coverage
- Required / recommended
- Additional insured
- Theater operator + nonprofit board if 501(c)(3)
Non-appearance and cancellation are common adds for performance-based events with advance ticket revenue.
Get a venue-ready quote - DEI meets this
Fairground · 2,000+
Fairgrounds
- Per occurrence
- $2,000,000
- Aggregate
- $5,000,000
- Host liquor
- Required / recommended
- Weather recommended
- Required / recommended
- Vendor coverage
- Required / recommended
- Additional insured
- Fairground authority + state agriculture department
Large attendance and outdoor exposure mean Vendor Liability Program + parametric weather is the standard combination.
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Coverage that satisfies common venue clauses
Special Event Liability
$1M/$2M GL with the common additional-insured language venues require.
Liquor Liability
Required when alcohol is sold or you receive proceeds from alcohol. Complimentary service is covered by Host Liquor Liability.
Vendor Liability Program
One enrollment link for every vendor on the COI.
Glossary
Additional Insured, Waiver of Subrogation, COI, and more.
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