For couples & wedding planners
Wedding Insurance, Peace of mind from save-the-date to send-off.
Liability your venue requires, plus optional cancellation that protects your deposits if the day has to move. Get an estimate in five minutes; formal quote issued after underwriting review.
Quote in minutes. Your application is automatically saved as you go, and coverage dates include setup and teardown automatically.
Need help with a complex event? Call David at (833) 315-4791
Why event insurance matters for weddings
A wedding is a six-figure single-day event. Venues require proof of liability before they hand over the keys, photographers and caterers carry their own exposures, and a single sick-vendor or weather-driven postponement can put thousands of dollars of non-refundable deposits at risk.
Direct Event Insurance was built for this. One short application, one COI delivered to your venue, deposits protected if life happens.
- of venues require liability
- 90%of venues require liability
- Vendor Liability Program Limits
- $1M/$2MVendor Liability Program Limits
- for an online estimate
- 5 minfor an online estimate
- Rated Carrier
- ARated Carrier
Recommended coverage bundle
Mix and match in one application. Pricing updates as you go.
Special Event Liability
The base policy your venue will require, $1M per occurrence, additional insureds added at no charge.
Event Cancellation
Reimburses non-refundable deposits if illness, weather, or vendor failure forces a postponement.
Liquor Liability
Recommended when alcohol is sold at the reception or the couple receives alcohol proceeds. Host Liquor is included for complimentary bar service.
Weather Insurance
Parametric protection for outdoor ceremonies, pays automatically if rain crosses your threshold.
Weddings pricing examples
Indicative pricing. Final premium depends on event details and underwriting.
- 75-guest indoor wedding, liability only$215
- 150-guest wedding, liability + liquor$365
- 200-guest wedding, liability + cancellation$525
- 250-guest outdoor wedding, full bundle$675
Vendor Liability Program · for weddings
Planning 30+ weddings a year?
Wedding planners running multiple events per season use the Vendor Liability Program to get every photographer, florist, DJ, and caterer enrolled in their own A rated General Liability policy through one shared link. Vendors pay their own ~$100; you stop chasing certificates the week of the wedding.
"Bound the policy on a Tuesday, had the venue COI in our inbox before lunch. The cancellation coverage paid for itself when our caterer went out of business six weeks before the wedding."
Weddings FAQ
Ready to insure your weddings event?
Start online in minutes. Save and resume anytime, you'll receive a copy by email.
Need help? Call David at (833) 315-4791