For race directors, leagues & tournament organizers
Sports & Tournament Insurance, Coverage for the run, the round, the bracket.
Spectator and participant liability, plus optional accident coverage and Prize Indemnity for the hole-in-one or half-court shot.
Quote in minutes. Your application is automatically saved as you go, and coverage dates include setup and teardown automatically.
Need help with a complex event? Call David at (833) 315-4791
Why event insurance matters for sports & tournaments
Competitive events bring an unusual mix of risks: participants signing waivers, spectators standing yards from the action, volunteers running aid stations, and prize structures that can swing thousands of dollars on a single shot.
Direct Event Insurance writes the liability + accident + indemnity stack through one streamlined application so race directors and league commissioners can focus on the event, not the paperwork.
- Liability Limits
- $1M/$2MLiability Limits
- Vendor Liability Program Limits
- $1M/$2MVendor Liability Program Limits
- Participant Accident
- OptionalParticipant Accident
- Rated Carrier
- ARated Carrier
Recommended coverage bundle
Mix and match in one application. Pricing updates as you go.
Special Event Liability
Base coverage for spectator and bystander claims at every competitive event.
Prize Indemnity
Funds large promotional prizes, hole-in-one, half-court, putting contests, without risking your operating budget.
Weather Insurance
Outdoor races and tournaments hedge against washout days with parametric triggers.
Sports & Tournaments pricing examples
Indicative pricing. Final premium depends on event details and underwriting.
- Local 5K, 250 runners$250
- Charity golf tournament, 100 players + prize indemnity$595
- Youth league season, 200 players, 12 weeks$845
- Half-marathon, 2,500 runners$1,650
Vendor Liability Program · for sports & tournaments
Cover the on-site vendors too.
Race-day expos, golf-tournament sponsors, and tournament merchants all need their own COIs for venue access. Vendor Liability Program enrolls timing companies, food trucks, sponsor activations, and merch sellers, each on their own A rated General Liability policy, through one shared link in minutes.
"Bound coverage on the Tuesday before our charity 5K, added the city as additional insured for free, and the parks office signed our permit the next morning."
Sports & Tournaments FAQ
Ready to insure your sports & tournaments event?
Start online in minutes. Save and resume anytime, you'll receive a copy by email.
Need help? Call David at (833) 315-4791