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  • AM Best-rated insurance carriers, A rated
  • 99.5% Venue Acceptance
  • Refund if Rejected
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For hosts of milestone celebrations

Private Party Insurance, Coverage for the birthday, the anniversary, the milestone.

Affordable liability for the venue, plus optional liquor coverage when you're hosting the bar. Bound in five minutes from $66.

Quote in minutes. Your application is automatically saved as you go, and coverage dates include setup and teardown automatically.

Need help with a complex event? Call David at (833) 315-4791

Why event insurance matters for private parties

Renting a venue for a milestone party? Most require a one-day liability certificate. Hosting at home? Standard homeowner policies often exclude liability for organized social events, especially when alcohol is served.

Direct Event Insurance writes the smallest, simplest policy in the lineup, ideal for the host who needs a COI in their inbox before lunch.

Starting Premium
$66Starting Premium
Vendor Liability Program Limits
$1M/$2MVendor Liability Program Limits
to bind coverage
5 minto bind coverage
Rated Carrier
ARated Carrier

Private Parties pricing examples

Indicative pricing. Final premium depends on event details and underwriting.

  • 50-guest birthday at rented venue, no bar$66
  • 100-guest anniversary + hosted bar$165
  • 150-guest retirement party, full bundle$245
  • 250-guest family reunion, weekend event$385

Vendor Liability Program · for private parties

Hosting a multi-vendor celebration?

Quinceañeras, milestone reunions, and large anniversary parties often bring in caterers, DJs, photo booths, and rental companies. If you're managing four or more vendors, the Vendor Liability Program lets each vendor enroll in their own A rated General Liability policy through one shared link, ~$100 each, paid by the vendor.

"Booked a private dining room for my parents' fortieth, the venue asked for a COI, bought the policy on my phone in the parking lot. Done before I walked in."
Sara H.Host · Phoenix, AZ

Private Parties FAQ

Ready to insure your private parties event?

Start online in minutes. Save and resume anytime, you'll receive a copy by email.

Need help? Call David at (833) 315-4791

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