Does this cover postponement, or only outright cancellation?

Both. Cancellation, postponement, and forced relocation are all covered when triggered by a covered cause. We reimburse increased costs to reschedule (vendor change fees, additional venue deposits) up to the policy limit.

Does it cover weather?

Yes, when weather forces a covered cancellation, postponement, or relocation. For automatic payouts triggered by measurable weather thresholds (e.g. 'pays if it rains more than 0.10 inches between 2 to 8pm'), look at our parametric Weather Insurance product instead, which has no claims process.

You choose a limit equal to your total at-risk exposure: deposits + prepaid expenses + projected revenue. We help you build that worksheet at quote.

What if my key speaker or performer cancels?

Key-person illness, accident, or death is a covered cause. You'll need to schedule the named person(s) at bind. Voluntary cancellation by the talent is generally not covered unless a contract dispute endorsement is added.

Does it cover venue failure?

Yes. If the venue closes, is damaged, or becomes unusable for any reason outside your control, coverage applies, including the cost to source and contract a replacement venue.

After a covered loss, you submit a sworn proof of loss with documentation. Most claims are adjusted within 30 days of complete documentation. The policy deductible applies to the payout.

When should I bind coverage?

As early as possible, ideally when you sign the venue contract. Coverage is cheaper the further out you bind, and certain causes (named storms, communicable disease outbreaks) become uninsurable once they're foreseeable.

Can I cover only the deposit, not the revenue?

Yes. Many organizers choose deposit-only coverage to keep premium low. You can also lay revenue protection on top once ticket sales start.

What's the largest event you can write?

Coverage can be structured for events with $5M+ exposure. Larger events may take a quick underwriting call but the form and process are the same.

What kinds of events does Event Cancellation typically cover?

Event Cancellation is commonly written for concerts, festivals, conferences, trade shows, sporting events, fairs, conventions, fundraisers and galas, weddings, and corporate productions. Eligibility, available limits, and pricing are subject to underwriting review and depend on event type, venue, exposure, and the cause structure on the policy form.

Is revenue protection always available?

Revenue protection (ticket sales, sponsorships, exhibitor fees) is an elected coverage that is available on many events when properly documented and underwritten. Carriers typically want to see budget detail, prior-year results where available, and how the projected revenue figure was built. Availability and limits depend on underwriting review.

Does this cover postponement, or only outright cancellation?

Both. Cancellation, postponement, and forced relocation are all covered when triggered by a covered cause. We reimburse increased costs to reschedule (vendor change fees, additional venue deposits) up to the policy limit.

Does it cover weather?

Yes, when weather forces a covered cancellation, postponement, or relocation. For automatic payouts triggered by measurable weather thresholds (e.g. 'pays if it rains more than 0.10 inches between 2 to 8pm'), look at our parametric Weather Insurance product instead, which has no claims process.

You choose a limit equal to your total at-risk exposure: deposits + prepaid expenses + projected revenue. We help you build that worksheet at quote.

What if my key speaker or performer cancels?

Key-person illness, accident, or death is a covered cause. You'll need to schedule the named person(s) at bind. Voluntary cancellation by the talent is generally not covered unless a contract dispute endorsement is added.

Does it cover venue failure?

Yes. If the venue closes, is damaged, or becomes unusable for any reason outside your control, coverage applies, including the cost to source and contract a replacement venue.

After a covered loss, you submit a sworn proof of loss with documentation. Most claims are adjusted within 30 days of complete documentation. The policy deductible applies to the payout.

When should I bind coverage?

As early as possible, ideally when you sign the venue contract. Coverage is cheaper the further out you bind, and certain causes (named storms, communicable disease outbreaks) become uninsurable once they're foreseeable.

Can I cover only the deposit, not the revenue?

Yes. Many organizers choose deposit-only coverage to keep premium low. You can also lay revenue protection on top once ticket sales start.

What's the largest event you can write?

Coverage can be structured for events with $5M+ exposure. Larger events may take a quick underwriting call but the form and process are the same.

What kinds of events does Event Cancellation typically cover?

Event Cancellation is commonly written for concerts, festivals, conferences, trade shows, sporting events, fairs, conventions, fundraisers and galas, weddings, and corporate productions. Eligibility, available limits, and pricing are subject to underwriting review and depend on event type, venue, exposure, and the cause structure on the policy form.

Is revenue protection always available?

Revenue protection (ticket sales, sponsorships, exhibitor fees) is an elected coverage that is available on many events when properly documented and underwritten. Carriers typically want to see budget detail, prior-year results where available, and how the projected revenue figure was built. Availability and limits depend on underwriting review.

When the unexpected happens

Event Cancellation Insurance for Deposits and Revenue

Reimburses non-refundable deposits, prepaid expenses, and lost revenue when an event is canceled, postponed, or relocated for a covered cause. Underwritten by AM Best-rated carriers.

Request Coverage How claims work

Quote in minutes. Your application is automatically saved as you go, and coverage dates include setup and teardown automatically.

Coverage starting at $300

Actual premium may vary based on underwriting review and event-specific factors.

Empty outdoor festival stage under dark storm clouds, event cancellation insurance reimburses deposits when an event can't happen.

Companion liability limits available: $1M / $2MCompanion liability limits available
Deductible varies by policy: AppliesDeductible varies by policy
Premium starts: $300+Premium starts
AM Best-rated insurance carriers: A-RatedAM Best-rated insurance carriers
Bind speed after worksheet: Same weekBind speed after worksheet
Companion COI accepted by venues, refund if we fail to meet venue requirements: 99.5%Companion COI accepted by venues, refund if we fail to meet venue requirements
Typical adjustment after proof of loss: 30 daysTypical adjustment after proof of loss

Refund if we fail to meet venue requirements

Our certificates are accepted by 99.5% of US venues. If coverage requirements cannot be met, we'll work to correct the issue or provide a full refund.

What it covers

Non-refundable venue deposits and rental fees
Talent, performer, speaker, and entertainer deposits and fees
Vendor and supplier deposits (catering, AV, rentals, production)
Security, staffing, and event-day labor commitments
Promotion, marketing, and advertising spend already paid
Travel, lodging, and per diem prepaid for staff or talent
Ticket revenue and projected gross income at risk
Weather forcing cancellation, postponement, or relocation
Venue closure, damage, or unavailability
Key-person illness, accident, or death (speaker, performer, principals)
Supplier failure that materially impairs the event
Named perils: fire, flood, earthquake, civil authority orders

What it doesn't cover

Disinterest, low ticket sales, or financial underperformance
Pre-existing conditions known at the time of bind
War, nuclear, or terrorism (terrorism endorsement available)
Pandemics and communicable disease outbreaks
Failure to obtain required permits or licenses
Cancellation by your choice for non-covered reasons
Loss of enjoyment, atmosphere, or attendance quality

Pricing examples

Actual premium may vary based on underwriting review and event-specific factors.

Scenario	Premium
Small wedding (deposits up to $25k)	$300 to $450
Corporate conference ($50k to $150k exposure)	$550 to $950
Nonprofit gala ($100k exposure)	$650 to $925
Multi-day festival ($250k to $500k exposure)	$1,350 to $1,950
Major concert / tour stop ($500k+ exposure)	$1,995+

Small wedding (deposits up to $25k)$300 to $450
Corporate conference ($50k to $150k exposure)$550 to $950
Nonprofit gala ($100k exposure)$650 to $925
Multi-day festival ($250k to $500k exposure)$1,350 to $1,950
Major concert / tour stop ($500k+ exposure)$1,995+

How it works

1
Request Coverage
Share event details, dates, venue, attendance, and budget exposure in a short qualification form.
2
Application Packet
We send the correct carrier application for your event type (conference / tradeshow, non-appearance, or custom) for signature.
3
Underwriting Review & Quote
Specialty underwriters review the packet and return a firm quote. Coverage binds once you accept and pay.

How a claim works

Five steps from incident to payout. No deductible.

Step 1
Notify the carrier
Email or call within 48 hours of the event that caused the loss. We loop in the AM Best-rated insurance carriers claims desk same-day.
Step 2
Preserve evidence
Hold contracts, deposit receipts, weather reports, communications, and any cancellation notices in one folder.
Step 3
Submit proof of loss
File a sworn proof of loss with documentation of deposits, prepaid expenses, and projected revenue at risk.
Step 4
Carrier review
AM Best-rated insurance carriers adjusts the claim against the policy limit, typically within 30 days of complete documentation.
Step 5
Payment issued
Once the claim is approved, payment issues to the named insured net of the policy deductible.

For organizers

One link. Every vendor covered. Stop chasing certificates.

Built for trade show, expo, and convention organizers. Each vendor enrolls in their own AM Best-rated general liability policy ($1M per occurrence / $2M shared group aggregate), as low as $100 per vendor depending on the number of vendors, event location, and event type, paid by the vendor. Designed for low-risk vendor categories.

Start Organizer Quote Explore the Vendor Liability Program

From David

The hard part of event cancellation isn't the policy, it's the conversation a week before the event when somebody is going to lose real money. We help you write the limit at the number that actually covers what you've already paid. When something goes sideways, you call us first, we keep the claim moving, and the money lands where it belongs.

David Direct Event Insurance (214) 356-6585 Ask me about the next Accidentals show.

Event Cancellation Insurance FAQ

Related coverages

Built for these events

By the numbers

Years protecting events: 15+
States served: 50

Ready for event cancellation insurance?

Tell us about your event and we'll send the right application packet. A specialist follows up within one business day.

Request Coverage Apply for Coverage

Need help? Call David at (833) 315-4791

Event Cancellation Insurance for Deposits and Revenue

What it covers

What it doesn't cover

Pricing examples

How it works

Request Coverage

Application Packet

Underwriting Review & Quote

How a claim works

Notify the carrier

Preserve evidence

Submit proof of loss

Carrier review

Payment issued

One link. Every vendor covered. Stop chasing certificates.

Event Cancellation Insurance FAQ

Does this cover postponement, or only outright cancellation?

Does it cover weather?

How are limits set?

What if my key speaker or performer cancels?

Does it cover venue failure?

How are claims paid?

When should I bind coverage?

Can I cover only the deposit, not the revenue?

What's the largest event you can write?

What kinds of events does Event Cancellation typically cover?

Is revenue protection always available?

Related coverages

Built for these events

Ready for event cancellation insurance?