Guided event protection platform
Instant coverage recommendations, venue-compliant protection, weather coverage, cancellation protection, and fast certificates for every type of event.
Continue my quotePick up a saved application by email or application numberSmart coverage ecosystem
Four primary protections, grouped the way real events use them. Special Event Liability is the foundation. Add supporting protections only when your event needs them.
The foundational policy. Required by most venues. Add the right protections for your alcohol, vendors, and venue requirements under one policy.
Coverage starting at $250
Pricing varies based on event type, attendance, venue requirements, coverage limits, and event details.
Actual premium may vary based on underwriting review and event-specific factors.
Attaches under this policy
Parametric protection against rain, heat, snow, or wind on your event date. Payouts triggered by measurable thresholds.
Coverage starting at $300
Pricing varies based on event location, dates, weather trigger selected, payout amount, and coverage structure.
Actual premium may vary based on underwriting review and event-specific factors.
Reimburses non-refundable deposits and lost revenue when events are postponed or canceled for covered reasons.
Coverage starting at $300
Pricing varies based on event budget, revenue exposure, event timing, location, and coverage selected.
Actual premium may vary based on underwriting review and event-specific factors.
Offer a six- or seven-figure prize without risking your budget. We pay if a contestant wins.
Coverage starting at $499
Pricing varies based on prize value, odds of winning, contest structure, promotional requirements, and underwriting review.
Actual premium may vary based on underwriting review and event-specific factors.
Vendor Liability Program is a separate standalone program (formerly Subscribed Vendor Program) for trade-show and expo organizers. It can be set up independently of your event's Special Event Liability policy.
Guided recommendation experience
Five quick questions. Then your recommended protection stack appears, ready to bind.
Outdoor weddings with a hosted bar get Host Liquor built in. Standalone Liquor Liability is only recommended when alcohol is sold or the couple receives proceeds.
Smart intake
WeddingEvent type
Outdoor wedding
Setting
Garden venue
Alcohol
Hosted open bar (complimentary)
Vendors
Caterer, florist, DJ
Guests
180 attendees
Recommended protection stack
AI-assistedSpecial Event Liability
FoundationalRequired by your venue contract
Host Liquor
RecommendedHosted bar with no alcohol sales
Additional Insured
RecommendedAdds your venue at no charge
Weather Protection
OptionalOutdoor ceremony exposure
Advisory recommendations. Final protection confirmed in the quote flow.
Venue-ready coverage
Our policies satisfy the standard requirements at 99.5% of US venues. Additional insureds, waivers of subrogation, and instant certificate delivery come standard.
Trusted by venues nationwide
From ballrooms to fairgrounds, our certificates are accepted on first review at thousands of venues across all 50 states.
Name your venue, promoter, or sponsor on the policy at no charge.
Standard endorsement included when your venue contract requires it.
Download your COI the moment you bind. Re-issue in seconds.
We map your venue's contract language to the right limits and endorsements.
Your certificate emails to you and the venue automatically.
Your event readiness
As you answer a few quick questions, we map your protection against the things venues and organizers care about most. No insurance jargon. Just a calm view of where your event stands.
Readiness overview
Venue readyVenue requirements
CompleteMatched to typical venue language
Alcohol service
AddressedLiquor protection in place
Vendor protection
Ready to addEach vendor enrolls separately
Outdoor exposure
Ready to addWeather option available
Certificate readiness
CompleteDelivered the moment you bind
Sample readiness preview. Your actual readiness updates as you complete the guided intake.
Real event scenarios
Three recent examples of the protection stacks we built and how each one met its venue's requirements.
Outdoor wedding
Boulder, Colorado
Protection stack
Music festival
Austin, Texas
Protection stack
Corporate conference
Chicago, Illinois
Protection stack
Trusted by organizers
From weddings to multi-vendor festivals, organizers choose DEI for calm guidance and certificates that land on first review.
Thousands
of event organizers protected
99.5%
venue acceptance on first review
Under 5 min
average certificate turnaround
"The certificate hit my inbox before I closed the laptop. My venue accepted it on first review."
Maya R.
Wedding planner · Austin, TX
"We ran a 40-vendor festival and every single vendor enrolled themselves. I never had to chase a COI."
Jordan P.
Festival producer · Denver, CO
"Quiet, calm, no pressure. It felt like an advisor walking me through, not a checkout."
Priya S.
Nonprofit gala chair · Chicago, IL
Trust & speed
5 min
Average bind time
50 states
Licensed nationwide
99.5%
Venue acceptance
$0
Deductible options
7 days
Responsive support
Industries we cover
From 200-vendor festivals to intimate weddings, we underwrite the full range of live event risk on A rated coverage.
Coverage for ceremonies, receptions, and every vendor in between.
Multi-day, multi-vendor events with food, alcohol, and crowds.
Conferences, off-sites, product launches, and client experiences.
Talent, production, hospitality, and gate liability in one application.
Leagues, brackets, and prize indemnity for hole-in-one or half-court.
Exhibitor floors, build crews, and venue-required certificates.
Fundraisers and benefit events with sponsor and donor coverage.
Birthdays, anniversaries, and milestone celebrations at any venue.
Why Direct Event Insurance
Submit your application in a single session and receive a preliminary estimate right away. A formal quote follows underwriting review, typically the same business day.
If coverage requirements cannot be met, we'll work to correct the issue or provide a full refund. Our policies satisfy the standard requirements at 99.5% of US venues.
Coverage sourced through trusted AM Best-rated insurance carriers selected for event risk.
Vendor Liability Program enrollments come with zero deductible. No surprise out-of-pocket if a claim is filed.
David has 20 years in events and picks up the phone, including evenings and weekends when a venue needs a re-issued COI.
Nationwide coverage from a single brokerage. One application works whether your event is in Texas, New York, or Hawaii.
David
Founder · 20 years in events
Meet David
David has booked the venues, advanced the talent, and waited on the COI at 11pm Friday. Direct Event Insurance was built for the people he used to be: organizers keeping 60 vendors straight, planners whose photographer just emailed asking what limits the venue requires.
By the numbers
Founded in 2011
Licensed in every state
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